Compare dealers before you buy
Short answer: Get the all-in price from at least three dealers for the same product, divide each by the fine weight to get a cost per gram, and check each dealer's buyback price and reputation.
Pick one product to compare
Compare like with like: the same coin or bar, the same size, from at least three dealers.
Work out the all-in price
Add shipping, tax and any payment fees to each quote. Divide by the fine weight in grams to get the cost per gram.
- Shipping and insurance
- Tax or VAT
- Payment-method fees
Check the way out
Ask what each dealer would pay to buy the product back. A cheap price with a poor buyback can cost you more over time.
Check the dealer
Look at independent reviews, how long the business has operated and how it handles problems.
Questions
Is the cheapest dealer always best?+
No. A low price from an unreliable dealer, or on a product that is hard to resell, can cost more than a slightly higher price from a reputable one.
How often should I compare?+
Each time you buy. Premiums change, so the best dealer last month may not be the best today.